/* ===== AML Ready — styles ===== */
:root{
  --navy:#0f2a4a;
  --navy-2:#163a63;
  --blue:#1e6fd9;
  --blue-dark:#1559b0;
  --red:#c0392b;
  --green:#1e8e54;
  --amber:#b87503;
  --ink:#15212e;
  --muted:#5a6b7b;
  --line:#e2e8f0;
  --border:#cbd5e1;
  --bg:#f4f7fb;
  --card:#ffffff;
  --radius:14px;
  --shadow:0 1px 3px rgba(15,42,74,.08), 0 8px 24px rgba(15,42,74,.06);
  --max:980px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.25;color:var(--navy)}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}

/* ===== Header ===== */
.site-header{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.12)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:62px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.2rem;letter-spacing:.3px}
.brand:hover{text-decoration:none}
.brand-mark{font-size:1.4rem}
.header-nav{display:flex;gap:22px}
.header-nav a{color:#cfe0f5;font-weight:600;font-size:.93rem}
.header-nav a:hover{color:#fff;text-decoration:none}

/* ===== Hero ===== */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:56px 0 48px;text-align:center}
.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:.78rem;font-weight:700;color:#7fb0ee;margin:0 0 14px}
.hero h1{color:#fff;font-size:2.5rem;margin:0 auto 18px;max-width:760px}
.lede{font-size:1.12rem;color:#d6e3f3;max-width:680px;margin:0 auto 28px}
.lede strong{color:#fff}
.microcopy{font-size:.85rem;color:#9fc0e8;margin:14px 0 0}

/* Countdown */
.countdown{display:inline-flex;flex-wrap:wrap;gap:10px;justify-content:center;align-items:flex-start;margin:0 auto 30px;position:relative;padding-bottom:22px}
.cd-cell{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:12px 16px;min-width:74px}
.cd-num{display:block;font-size:1.9rem;font-weight:800;color:#fff;line-height:1;font-variant-numeric:tabular-nums}
.cd-lbl{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:1.5px;color:#9fc0e8;margin-top:6px}
.cd-caption{position:absolute;bottom:0;left:0;right:0;font-size:.8rem;color:#9fc0e8;margin:0}
.countdown.passed .cd-caption{color:#ffd6a8}

/* ===== Buttons ===== */
.btn{display:inline-block;border:none;border-radius:10px;font-weight:700;font-size:.95rem;padding:12px 22px;cursor:pointer;transition:transform .05s ease,background .15s ease,box-shadow .15s ease;font-family:inherit}
.btn:active{transform:translateY(1px)}
.btn-lg{padding:15px 32px;font-size:1.05rem}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 4px 14px rgba(30,111,217,.35)}
.btn-primary:hover{background:var(--blue-dark);text-decoration:none}
.btn-primary:disabled{background:#9db4cf;cursor:not-allowed;box-shadow:none}
.btn-secondary{background:#eef4fc;color:var(--blue-dark);border:1.5px solid #cfe0f7}
.btn-secondary:hover{background:#e2eefb;text-decoration:none}
.btn-ghost{background:transparent;color:var(--muted);padding-left:8px;padding-right:8px}
.btn-ghost:hover{color:var(--ink);text-decoration:none}

/* ===== Ad slots ===== */
.ad-slot{margin:26px 0;min-height:90px;text-align:center;background:repeating-linear-gradient(45deg,#fbfdff,#fbfdff 12px,#f2f6fb 12px,#f2f6fb 24px);border:1px dashed var(--border);border-radius:10px;overflow:hidden}

/* ===== Card / tool ===== */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.tool{margin:30px 0;padding:30px}

/* Progress */
.progress{display:flex;gap:8px;margin-bottom:28px;flex-wrap:wrap}
.progress-step{flex:1;min-width:120px;display:flex;align-items:center;gap:8px;font-size:.85rem;font-weight:600;color:var(--muted);padding-bottom:10px;border-bottom:3px solid var(--line)}
.progress-step span{display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--line);color:var(--muted);font-size:.78rem;font-weight:800;flex-shrink:0}
.progress-step.is-active{color:var(--navy);border-bottom-color:var(--blue)}
.progress-step.is-active span{background:var(--blue);color:#fff}
.progress-step.is-done{color:var(--green);border-bottom-color:var(--green)}
.progress-step.is-done span{background:var(--green);color:#fff}

/* Steps */
.step{display:none;animation:fade .25s ease}
.step.is-active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step h2{font-size:1.4rem;margin:0 0 6px}
.step-help{color:var(--muted);margin:0 0 20px}
.step-help em{font-style:normal;font-weight:700;color:var(--ink)}

/* Options */
.options{display:flex;flex-direction:column;gap:12px}
.options-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.option{display:flex;align-items:flex-start;gap:12px;border:1.5px solid var(--border);border-radius:12px;padding:16px;cursor:pointer;transition:border-color .12s,background .12s,box-shadow .12s;background:#fff}
.option:hover{border-color:var(--blue);background:#f7fafe}
.option.selected{border-color:var(--blue);background:#eef5ff;box-shadow:0 0 0 3px rgba(30,111,217,.12)}
.option input{margin-top:3px;accent-color:var(--blue);width:18px;height:18px;flex-shrink:0}
.option .opt-body{flex:1}
.option .opt-title{font-weight:700;color:var(--ink);display:block}
.option .opt-desc{font-size:.85rem;color:var(--muted);display:block;margin-top:2px}

.step-nav{display:flex;justify-content:space-between;align-items:center;margin-top:26px;gap:12px}
.result-nav{flex-wrap:wrap}
.result-actions{display:flex;gap:10px;flex-wrap:wrap}

/* ===== Result ===== */
.verdict{border-radius:12px;padding:24px;margin-bottom:24px;border:1.5px solid}
.verdict.is-yes{background:#fdecea;border-color:#f0b6ae}
.verdict.is-maybe{background:#fff6e6;border-color:#f0d39a}
.verdict.is-no{background:#eafaf0;border-color:#a9e0c1}
.verdict .v-badge{display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:1px;text-transform:uppercase;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.verdict.is-yes .v-badge{background:var(--red);color:#fff}
.verdict.is-maybe .v-badge{background:var(--amber);color:#fff}
.verdict.is-no .v-badge{background:var(--green);color:#fff}
.verdict h2{font-size:1.5rem;margin:0 0 8px}
.verdict p{margin:0;color:var(--ink)}

.risk-pill{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.9rem;padding:8px 14px;border-radius:999px;margin:4px 0 20px}
.risk-pill.lower{background:#eafaf0;color:var(--green)}
.risk-pill.standard{background:#eef4fc;color:var(--blue-dark)}
.risk-pill.higher{background:#fdecea;color:var(--red)}

.checklist{list-style:none;padding:0;margin:0 0 24px}
.checklist li{display:flex;gap:12px;padding:14px 0;border-bottom:1px solid var(--line)}
.checklist li:last-child{border-bottom:none}
.checklist .num{flex-shrink:0;width:26px;height:26px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.82rem;font-weight:800}
.checklist .ck-title{display:block;font-weight:700;color:var(--ink)}
.checklist .ck-desc{display:block;font-size:.9rem;color:var(--muted);margin-top:2px}
.result h3{font-size:1.15rem;margin:26px 0 12px;padding-top:6px}

/* CTA / affiliate boxes */
.cta-box{border:1.5px solid var(--line);border-radius:12px;padding:18px;margin:14px 0;background:#fafcff;display:flex;gap:14px;align-items:flex-start}
.cta-box .cta-ico{font-size:1.6rem;line-height:1;flex-shrink:0}
.cta-box>span:last-child{display:flex;flex-direction:column;align-items:flex-start}
.cta-box .cta-title{display:block;font-weight:700;color:var(--navy)}
.cta-box .cta-desc{display:block;font-size:.9rem;color:var(--muted);margin:4px 0 10px}
.cta-box .ad-label{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:1px;color:#9aa7b4;font-weight:700;margin-bottom:2px}
.austrac-cta{background:linear-gradient(135deg,#0f2a4a,#1e6fd9);color:#fff;border:none}
.austrac-cta .cta-title,.austrac-cta .cta-desc{color:#fff}
.austrac-cta .cta-desc{color:#d6e3f3}

/* ===== Email capture ===== */
.email-capture{margin-top:28px;padding:24px;background:#f7fafe;border:1.5px solid var(--line);border-radius:12px;text-align:center}
.email-capture h3{margin:0 0 6px}
.email-capture p{color:var(--muted);margin:0 0 16px;font-size:.92rem}
.emailoctopus-form-wrapper{margin:0 auto 6px;max-width:480px}
.emailoctopus-form-wrapper .emailoctopus-form{background:transparent !important;padding:0 !important}
.emailoctopus-form-wrapper input[type="email"]{border:1.5px solid var(--border) !important;border-radius:8px !important;font-size:.95rem !important;padding:12px 16px !important}
.emailoctopus-form-wrapper button[type="submit"]{background:var(--blue) !important;border-radius:8px !important;font-weight:700 !important;font-size:.9rem !important}

/* ===== Info grid ===== */
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:36px 0}
.info-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}
.info-card h3{margin:0 0 12px;font-size:1.08rem}
.info-card ul{margin:0;padding-left:18px;color:var(--muted)}
.info-card li{margin-bottom:6px}
.info-card strong{color:var(--ink)}

/* ===== FAQ ===== */
.faq{margin:44px 0}
.faq h2{font-size:1.7rem;margin-bottom:18px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:0;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:18px 20px;font-weight:700;color:var(--navy);list-style:none;position:relative;padding-right:48px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0;padding:0 20px 20px;color:var(--muted)}

/* ===== Related links / interlinking ===== */
.related-links{display:flex;flex-wrap:wrap;gap:10px;margin:0}
.related-links a{display:inline-block;background:#eef4fc;border:1.5px solid #cfe0f7;border-radius:999px;padding:8px 16px;font-weight:600;font-size:.9rem;color:var(--blue-dark)}
.related-links a:hover{background:#e2eefb;text-decoration:none}

/* ===== Content pages (privacy / changelog) ===== */
.content-page{padding:34px 40px;margin:30px 0;line-height:1.7}
.content-page h1{font-size:2rem;margin:0 0 8px}
.content-page h2{font-size:1.25rem;margin:28px 0 8px}
.content-page p,.content-page li{color:var(--ink)}
.content-page ul{padding-left:20px}
.content-page .muted{color:var(--muted);font-size:.9rem}
.changelog-entry{border-left:3px solid var(--blue);padding:4px 0 4px 18px;margin:0 0 22px}
.changelog-entry .cl-date{font-weight:800;color:var(--navy);font-size:.95rem}
.changelog-entry ul{margin:8px 0 0}

/* ===== Footer ===== */
.site-footer{background:var(--navy);color:#c3d3e6;padding:40px 0 32px;margin-top:50px;font-size:.9rem}
.site-footer a{color:#9fc0e8}
.disclaimer{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:10px;padding:16px 18px;line-height:1.55;margin:0 0 16px}
.disclaimer strong{color:#fff}
.updated{font-size:.84rem;color:#8aa6c6;margin:0 0 14px}
.foot-links{margin:0 0 8px}
.copyright{color:#7d97b6;font-size:.82rem;margin:8px 0 0}

/* ===== Toast ===== */
.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(20px);background:var(--navy);color:#fff;padding:12px 22px;border-radius:10px;font-weight:600;font-size:.9rem;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;z-index:100;box-shadow:0 8px 28px rgba(0,0,0,.25)}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

/* ===== Responsive ===== */
@media (max-width:720px){
  .hero h1{font-size:1.85rem}
  .lede{font-size:1rem}
  .options-grid{grid-template-columns:1fr}
  .info-grid{grid-template-columns:1fr}
  .header-nav{gap:14px}
  .header-nav a{font-size:.85rem}
  .tool{padding:22px 18px}
  .progress-step{min-width:0;font-size:0;padding-bottom:8px}
  .progress-step span{font-size:.78rem}
  .cd-cell{min-width:62px;padding:10px 12px}
  .cd-num{font-size:1.5rem}
  .result-nav{flex-direction:column;align-items:stretch}
  .result-actions{flex-direction:column}
  .result-actions .btn{width:100%}
}

/* ===== Print (PDF export) ===== */
@media print{
  .site-header,.hero,.ad-slot,.progress,.step-nav,.email-capture,.faq,.info-grid,.header-nav,.toast,.cta-box.austrac-cta ~ .ad-label{display:none !important}
  body{background:#fff;color:#000}
  .tool{box-shadow:none;border:none;margin:0;padding:0}
  .step{display:none !important}
  .step[data-step="4"]{display:block !important}
  .verdict{border:1px solid #999 !important;background:#fff !important;-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .site-footer{background:#fff;color:#333;border-top:1px solid #999;margin-top:20px}
  .site-footer a{color:#333}
  .disclaimer{background:#f3f3f3;border-color:#ccc}
  .disclaimer strong,.site-footer h3{color:#000}
  a[href^="http"]::after{content:" (" attr(href) ")";font-size:.75rem;color:#666}
  .cta-box{display:none !important}
}